Fix and Flip
Briargate, Colorado Springs
The client located this deal just 2 weeks before the Foreclosure Sale. We closed in 12 days, funded 90% of the Acquisition Price and 100% of the Rehab Budget.
Self-Funded · Founded 2019
Investors: Close Your Loan in as Little as 12 Days
Self-funded private and hard money lending for real estate investors in Colorado, Arizona, and Pennsylvania.
Fast decisions. Flexible terms. No committee approvals. Fix and flip, rental, and new construction financing from a lender who moves at the speed of your deals.
No committee approvals Up to 90% / 100% rehab CO · AZ · PA
2019
Lending Since
12 Days
Fastest Close
100%
Self-Funded Capital
3 States
CO · AZ · PA
3
Loan Programs
Local. Fast. Flexible.
Three loan programs built for the way real estate investors actually work.
Fix and Flip Loans
Fast financing for acquisition and rehab. We fund up to 90% of acquisition and 100% of rehab budget for the right deals. Close in as little as 12 days.
Learn MoreRental Property Loans (DSCR)
Long-term financing for buy-and-hold investors based on property cash flow, not personal income. Flexible terms for building your rental portfolio.
Learn MoreNew Construction Loans
Ground-up construction financing for experienced builders and developers. Fast approvals and flexible draw schedules.
Learn MoreProof We Close.
Real deals, real timelines, real capital deployed.
HUD Fix and Flip
Pueblo, Colorado
A HUD Foreclosure. We secured funding and closed in 14 days, funding 100% of the purchase price and rehab by cross-collateralizing another property.
Luxury Fix and Flip
Black Forest, Colorado
Luxury home on 2.5 acres acquired for just over $1M with a $125K rehab budget escrowed.
We Use Our Own Capital. That Changes Everything.
Most "private lenders" are middlemen waiting on someone else's money. We're not.
Faster decisions
No underwriting committee, no outside investor approval. We decide.
Flexible terms
We can structure deals other lenders won't touch.
Reliable closes
When we say we'll fund, we fund. No last-minute capital call surprises.
Local expertise
We know Colorado, Arizona, and Pennsylvania markets because we invest in them ourselves.
Free Insider Report
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How to Get Fast and Easy Capital for Your Real Estate Deals
- What private & hard money lenders consider good deals and bad deals
- How to get the lender to look at your deal first
- How to make the lender "drool" over your deal
- Insider tips on "no-no's" that will get your deal killed
- How to get fast & easy capital with a simple email or text
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Meet Donny Coram,
Founder of Traction Capital Partners
Donny Coram founded Traction Capital Partners in 2019 with a simple mission: give real estate investors access to fast, flexible, self-funded capital that moves at the speed of their deals.
Based in Colorado Springs, Traction Capital has funded deals across Colorado, Arizona, and Pennsylvania, from foreclosure rescues to luxury fix and flips to long-term DSCR rental portfolios. Donny also runs the Foreclosure Deals Coach YouTube channel, where he teaches investors how to find, fund, and flip distressed properties.
Learn From the Foreclosure Deals Coach
Donny shares insider knowledge on finding, funding, and flipping foreclosure deals on his YouTube channel. Subscribe for free education on private lending, deal analysis, and real estate investing.
Subscribe on YouTubeThe Team Behind the Capital
Real people, real underwriting, real answers.
Donny Coram
Founder & CEO
With over 20 years of experience in the real estate investment industry, Donny is a seasoned professional dedicated to helping clients achieve their investment goals through fast, flexible private capital.
Mike Bancroft
Finance Manager
Bringing over a decade of experience in residential mortgage lending, Mike adds private and hard money expertise to help investors close deals quickly and at minimal cost.
From the Capital Desk
Field-tested guides for serious real estate investors.
Article 01
What Is a Hard Money Loan and How Does It Work for Real Estate Investors?
A plain-English guide to asset-based real estate lending and why investors use it to win deals banks can't fund.
Read Article 02Fix and Flip Loans: How to Get 90% Acquisition and 100% Rehab Funding
What separates deals that get full leverage from deals that don't, and how to structure yours for maximum funding.
Read Article 03How to Close a Real Estate Deal in 12 Days: What Private Lenders Need to See
The exact documents, timeline, and prep work that lets us close in less than two weeks.
Read Article 04DSCR Loans Explained: The Investor's Guide to Rental Property Financing
How cash-flow based qualifying lets buy-and-hold investors scale a rental portfolio without W-2 income.
Read Article 05Hard Money vs. Bank Loans: Why Speed and Flexibility Win Every Time
When to use a bank, when to use private capital, and why most investors don't get the choice.
Read Article 06How to Find Fix and Flip Deals in Colorado in 2026
Where to source on-market and off-market opportunities along the Front Range and Western Slope.
Read Article 07What Private Lenders Look For: How to Make Your Deal Irresistible
The checklist we use to underwrite — and what gets a deal to the top of the funding stack.
Read Article 08New Construction Loans: How to Finance Ground-Up Builds in Colorado
Draw schedules, builder qualifications, and budget structure for ground-up infill projects.
Read Article 09HUD Foreclosures: How to Find, Fund, and Flip Government Properties
The process from offer through close and how to use bridge capital to win HUD bids.
Read Article 010The Investor's Guide to Cross-Collateralization in Hard Money Lending
Using equity in another property to fund a deal at 100% — when it works and when it doesn't.
ReadInvestor Questions, Straight Answers.
Don't see yours? Call us at 719-886-3863.
A hard money loan is short-term, asset-based real estate financing secured by the property itself rather than the borrower's income or credit profile. Unlike bank loans that can take 30 to 60 days and require committee approvals, hard money loans from Traction Capital can close in as little as 12 days because we use our own capital and make decisions in-house.
Ready to Fund Your Next Deal?
Submit your loan application in less than 60 seconds. We review every deal and respond fast.
Visit the Office
Downtown Colorado Springs. Walk-ins welcome by appointment.
- 101 N Tejon St, #280
Colorado Springs, CO 80903 - 719-886-3863
- Mon–Fri 8am–6pm MT